well, right now, i still don’t have a savings account here. but i’m also trying to save in the philippines. i have a bpi account there, so that’s where i’m starting. about the 500yen coins, well, the first thing that i spend are the coins hahahaha. actually, i’m considering opening a post office account, and that’s where i’m going to save all my money.

and i guess, i also need to teach myself to be happy when i save, and not when i buy things

ja, otagai ni gambatte!

i tried to save monthly, but for some reasons, i still spend it. anyway, i will not stop saving until it becomes my habit.

i am starting again, from 3,000pesos a month in manila on an account that i cannot touch (hurray!). i am telling my husband we need it for our retirement fund.

my views about money now have changed as well. i feel bad if i could not save, even a thousand pesos a month somewhere. and i still have a coin bank for 500yen coins instead of having the “happiness” on buying things, i forced to be happy on saving money. yeah, you should learn how to cheat yourself too.

well, first and foremost, i have to clean my credit card again. and that is a priority. but on the sides, i am saving… slowly but surely.

issho gambatte ne!